I recently got into VRChat and got stuck at getting an avatar to use. I don't have any money to spend on avatars, and I didn't find any free ones upon first sight, so I left. I wanted to make my own, but I researched it and found out that making one of my own would be very complicated.
However, I've got the free time and the persistence to learn how to make an avatar. After all, I am a fast learner, but I'm just not sure I would do it correctly, or I would make a character only to somehow not be able to take it to VRChat.
It's almost like a commitment to me. Whether or not I decide to spend my time making my own Avatar is like a commitment to learn something new. I think I'd have fun with it, but I also just have doubts about the entire thing as well.